Buying a home or property is one of the most important decisions you will make in a lifetime. We’ll help get you into your home faster or buy that special piece of land with a home mortgage or real estate loan from KCCU.
- Personal service
- Great rates
- Generous terms
- Fast approvals - all of our mortgage decisions are made in-house
- Get pre-approved before you shop
- Local servicing
flexible loan options
- 10-year, 15-year, 20-year, and 30-year fixed-rate mortgages*
- 5-year and 7-year balloon mortgages
- Adjustable Rate Mortgages (ARMs)
- Condominium loans
- Low down payment FHA loans
- VA loans
- Rural development loans
- Vacant land loans
- Construction loans
- Jumbo mortgages
You might want to consider your refinancing options, to help you achieve your financial goals.
- Reduce your monthly mortgage payments
- Pay off your mortgage faster and save on interest
- Increase the length of your mortgage for lower monthly payments
- Change the terms of your adjustable rate mortgage to a fixed-rate mortgage
- Get quick funds for home renovations, college tuition, debt consolidation, or other expenses by refinancing for a higher loan amount
- Trade up to a better mortgage rate if your financial situation has improved since you originally financed your home
Please see our current rates for our up-to-date mortgage rates.
meet the mortgage team
Learn more about our Mortgage Originators
"KCCU was there for me when I wanted to purchase my grandmother's house after she passed away. They were so helpful in getting me to a position where I could get the loan and ultimately purchase the house. I will be forever grateful."
– Teresa B.
* Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a 10 year mortgage, for each $1,000 borrowed, 120 monthly payments of $9.90 (starting at 1,000). Federally insured. Equal housing lender.