Buying a home or property is one of the most important decisions you will make in a lifetime. We’ll help get you into your home faster or buy that special piece of land with a home mortgage or real estate loan from KCCU.
- Personal service
- Great rates
- Generous terms
- Fast approvals - all of our mortgage decisions are made in-house
- Local servicing
flexible loan options
- 10-year, 15-year, 20-year, and 30-year fixed-rate mortgages*
- 5-year and 7-year balloon mortgages
- Condominium loans
- Low down payment FHA loans
- VA loans
- Rural development loans
- Vacant land loans
- Construction loans
- Jumbo mortgages
You might want to consider your refinancing options, to help you acheive your financial goals.
- Reduce your monthly mortgage payments
- Pay off your mortgage faster and save on interest
- Increase the length of your mortgage for lower monthly payments
- Change the terms of your adjustable rate mortgage to a fixed-rate mortgage
- Get quick funds for home renovations, college tuition, debt consolidation, or other expenses by refinancing for a higher loan amount
- Trade up to a better mortgage rate if your financial situation has improved since you originally financed your home
Please see our current rates for our up-to-date mortgage rates.
Win a Payment Sweepstakes
If you finance a home or vehicle with KCCU between January 1-March 31, 2019, you could be a winner! KCCU will be making three vehicle payments up to $1,000 each, and a mortgage payment up to $3,000, for the first three months of 2019. The sooner you open your loan, the better your chances of winning! Win a Payment Sweepstakes Official Rules
meet the mortgage team
Learn more about our Mortgage Originators
* Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a 10 year mortgage, for each $1,000 borrowed, 120 monthly payments of $9.90 (starting at 1,000). Federally insured. Equal housing lender.