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Kellogg Community Credit Union
Auto Loans
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gap insurance

what is gap insurance?

Guaranteed Asset Protection (GAP) insurance is an optional coverage that can help protect members against financial loss.  GAP Insurance will pay the difference between the balance of a lease or loan due on a vehicle and what your insurance company pays if the car is considered a covered total loss.

What you need to know

  • Coverage is available on new and used motor vehicles, power sports, watercrafts, and RVs
  • Maximum benefit is $50,000
  • Maximum term is 84 months
  • Maximum loan-to-value is 125%
  • 30 day trial period – cancel within 30 days for a full refund

For more information simply stop in at any of our branches or call a Member Service Representative at 269.968.9251.