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Kellogg Community Credit Union
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savings rates

Savings Rates
Effective Date: Monday, September 20th, 2021
NameAPYMinimum DepositMinimum Balance
Regular Savings 0.10% $5.00 $5.00
Secondary Savings 0.10% $0.00 $5.00
Christmas Club 0.10% $0.00 $5.00
Kasasa Saver*** 0.50% $0.00 $0.00
Money Market Plus 0.15% $0.00 $1,000.00
Money Market Plus 0.20% $0.00 $10,000.01
Money Market Plus 0.25% $0.00 $25,000.01
Money Market Plus 0.35% $0.00 $50,000.01
Money Market Plus 0.40% $0.00 $100,000.01
Money Market Plus 0.40% $0.00 $200,000.01
Money Market Plus 0.45% $0.00 $250,000.01
Health Savings Account 0.25% $0.00 $1,000.00
Health Savings Account 0.25% $0.00 10,000.00
Health Savings Account 0.25% $0.00 25,000.00
Personal Checking 0.00% $0.00 $0.00
4% eChecking** 4.00% $0.00 $0.00
Kasasa Cash* 4.25% $0.00 $0.00
Money Market Checking 0.15% $0.00 $5,000
Money Market Checking 0.25% $0.00 $25,000.01
Money Market Checking 0.30% $0.00 $50,000.01

APY=Annual Percentage Yield. 
Fees may reduce earnings. See fee schedule

Minimum balance must be met to earn dividend. See account details and dividend qualifications:
*Kasasa Checking Accounts**4% eChecking***Kasasa Saver

Certificate Rates
Effective Date: Monday, September 20th, 2021
NameAPYMinimum Deposit
6 Month Certificate 0.35% $500.00
6 Month Certificate 0.60% $50,000.00
1 Year Certificate 0.60% $500.00
1 Year Certificate 0.75% $50,000.00
2 Year Certificate 0.65% $500.00
2 Year Certificate 0.85% $50,000.00
3 Year Certificate 0.80% $500.00
3 Year Certificate 1.05% $50,000.00
4 Year Certificate 0.95% $500.00
4 Year Certificate 1.15% $50,000.00
5 Year Certificate 1.15% $500.00
5 Year Certificate 1.40% $50,000.00
APY=Annual Percentage Yield.

Certificate Specials*
Effective Date: Monday, September 20th, 2021
NameAPYMinimum Deposit
17-Month Certificate 0.770% $500.00
17-Month IRA Certificate 0.770% $500.00
31-Month Certificate 1.010% $500.00
31-Month IRA Certificate 1.010% $500.00

IRAs
Effective Date: Monday, September 20th, 2021
DescriptionAPYMinimum Balance
Traditional IRA 0.50% 5.00
Roth IRA 0.50% 5.00
6 Month IRA Certificate 0.35% 500.00
6 Month IRA Certificate 0.60% 50,000.00
1 Year IRA Certificate 0.60% 500.00
1 Year IRA Certificate 0.75% 50,000.00
2 Year IRA Certificate 0.65% 500.00
2 Year IRA Certificate 0.85% 50,000.00
3 Year IRA Certificate 0.80% 500.00
3 Year IRA Certificate 1.050% 50,000.00
4 Year IRA Certificate 0.95% 500.00
4 Year IRA Certificate 1.15% 50,000.00
5 Year IRA Certificate 1.15% 500.00
5 Year IRA Certificate 1.40% 50,000.00
APY=Annual Percentage Yield.