savings rates
Savings Rates | |||
Effective Date: Tuesday, March 19th, 2024 | |||
Name | APY | Minimum Deposit | Minimum Balance |
Regular Savings | 0.10% | $5.00 | $5.00 |
Secondary Savings | 0.10% | $0.00 | $5.00 |
Christmas Club | 0.10% | $0.00 | $5.00 |
Kasasa Saver*** | 1.75% | $0.00 | $0.00 |
Health Savings Account | 0.25% | $0.00 | $1,000.00 |
Health Savings Account | 0.30% | $0.00 | $10,000.00 |
Health Savings Account | 0.30% | $0.00 | $25,000.00 |
Personal Checking | 0.00% | $0.00 | $0.00 |
5.25% eChecking** | 5.25% | $0.00 | $0.00 |
Kasasa Cash* | 4.25% | $0.00 | $0.00 |
Money Market Checking | 0.20% | $0.00 | $5,000.00 |
Money Market Checking | 0.30% | $0.00 | $25,000.01 |
Money Market Checking | 0.35% | $0.00 | $50,000.01 |
APY=Annual Percentage Yield. Fees may reduce earnings, see fee schedule See account details and dividend qualifications:*Kasasa Checking Accounts**5.25% eChecking***Kasasa Saver † |
Certificate Rates | ||
Effective Date: Tuesday, March 19th, 2024 | ||
Name | APY | Minimum Deposit |
6 Month Certificate | 2.00% | $500.00 |
6 Month Certificate | 2.10% | $50,000.00 |
1 Year Certificate | 2.50% | $500.00 |
1 Year Certificate | 2.60% | $50,000.00 |
2 Year Certificate | 3.00% | $500.00 |
2 Year Certificate | 3.10% | $50,000.00 |
3 Year Certificate | 3.25% | $500.00 |
3 Year Certificate | 3.35% | $50,000.00 |
4 Year Certificate | 3.50% | $500.00 |
4 Year Certificate | 3.60% | $50,000.00 |
5 Year Certificate | 3.75% | $500.00 |
5 Year Certificate | 3.85% | $50,000.00 |
APY=Annual Percentage Yield. |
Certificate Specials* | ||
Effective Date: Tuesday, March 19th, 2024 | ||
Name | APY | Minimum Deposit |
Current certificate specials | ||
10 Month Certificate** | 5.250% | $500.00 |
14 Month Certificate | 5.000% | $500.00 |
29 Month Certificate | 4.500% | $500.00 |
*APY= Annual Percentage Yield. At maturity, Certificate funds will automatically roll over to a 12-month certificate at the then current rate. Penalties may apply for early withdrawal. **Offer is available to new money only; new money is funds that are not currently on deposit at KCCU. New money coming in to KCCU through ACH does qualify for this certificate special. Limited time offer. |
Money Market Rates | |||
Name | APY | Minimum Balance | Maximum Balance |
Money Market Plus | 0.55% | $1,000.00 | $10,000.00 |
Money Market Plus | 0.65% | $10,000.01 | $25,000.00 |
Money Market Plus | 0.75% | $25,000.01 | $50,000.00 |
Money Market Plus | 0.90% | $50,000.01 | $100,000.00 |
Money Market Plus | 1.15% | $100,000.01 | $200,000.00 |
Money Market Plus | 1.15% | $200,000.01 | $250,000.00 |
Money Market Plus | 1.30% | $250,000.01 | |
Money Market Max | 0.10% | $1,000.00 | $99,999.99 |
Money Market Max | 3.00% | $100,000.00 | $249,999.99 |
Money Market Max | 3.50% | $250,000.00 | $499,999.99 |
Money Market Max | 4.00% | $500,000.00 | $1,999,999.99 |
Money Market Max | 0.10% | $2,000,000.00 | |
APY=Annual Percentage Yield. Fees may reduce earnings, see fee schedule |
IRAs | ||
Effective Date: Tuesday, March 19th, 2024 | ||
Description | APY | Minimum Balance |
Traditional IRA | 0.65% | $5.00 |
Roth IRA | 0.65% | $5.00 |
6 Month IRA Certificate | 2.00% | $500.00 |
6 Month IRA Certificate | 2.10% | $50,000.00 |
1 Year IRA Certificate | 2.50% | $500.00 |
1 Year IRA Certificate | 2.60% | $50,000.00 |
2 Year IRA Certificate | 3.00% | $500.00 |
2 Year IRA Certificate | 3.10% | $50,000.00 |
3 Year IRA Certificate | 3.25% | $500.00 |
3 Year IRA Certificate | 3.35% | $50,000.00 |
4 Year IRA Certificate | 3.50% | $500.00 |
4 Year IRA Certificate | 3.60% | $50,000.00 |
5 Year IRA Certificate | 3.75% | $500.00 |
5 Year IRA Certificate | 3.85% | $50,000.00 |
APY=Annual Percentage Yield. |
IRA Certificate Specials* | ||
Effective Date: Tuesday, March 19th, 2024 | ||
Name | APY | Minimum Deposit |
Current IRA certificate specials | ||
14 Month Certificate | 5.000% | $500.00 |
29 Month Certificate | 4.500% | $500.00 |