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Kellogg Community Credit Union
Financial freedom
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loan rates

Loan Rates
Effective Date: Tuesday, February 7th, 2023
NameAPR as low asTerms
Hybrid/Electric Vehicle 2017-2023 4.99% (up to 42 months) Terms available up to 90 months *
Vehicle loan 2019-2023 5.24% (up to 42 months) Terms available up to 90 months *
Vehicle loan 2017-2018 5.24% (up to 42 months) Terms available up to 90 months *
Vehicle loan 2013-2016 6.99% (up to 42 months) Terms available up to 66 months *
Rv/boat 2022-2023 6.95% (up to 54 months) Terms available up to 180 months *
Rv/boat 2013-2021 6.95% (up to 54 months) Terms available up to 180 months *
Signature loans 9.99% A convenient loan for any purpose
Visa Edge credit card 8.99% Great low rate!
Visa Elite credit card 12.00% Great low rate!
Checking Line-of-Credit 6.99% A perfect solution for small loans or spontaneous purchases!
Share Secured 5.00% Terms available up to 60 months

APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. * Rates may vary based on term. Edge card has 8.99%–17.99% fixed APR (Annual Percentage Rate) when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure
Elite card has 12.00%–24.00% variable APR (Annual Percentage Rate) when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure

Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a loan of $100,000.00 at a rate of 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan to value ratio of 80%, 20% down.