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loan rates
| Loan Rates | ||
| Effective Date: Saturday, June 3rd, 2023 | ||
| Name | APR as low as | Terms |
| Hybrid/Electric Vehicle (7 model years and newer) |
5.49% (up to 42 months) | Terms available up to 90 months * |
| Vehicle Loan (7 model years and newer) |
5.74% (up to 42 months) | Terms available up to 90 months * |
| Vehicle Loan (8 model years and older) |
6.49% (up to 42 months) | Terms available up to 66 months * |
| Rec Vehicle / Boat (7 model years and newer) |
7.00% (up to 54 months) | Terms available up to 180 months * |
| Rec Vehicle / Boat (8 model years and older) |
7.24% (up to 54 months) | Terms available up to 180 months * |
| Signature Loans | 9.99% | A convenient loan for any purpose |
| Visa Edge Credit Card | 8.99% | Great low rate! |
| Visa Elite Credit Card | 12.50% | Great low rate! |
| Checking Line-of-Credit | 6.99% | A perfect solution for small loans or spontaneous purchases! |
| Share Secured | 5.00% | Terms available up to 60 months |
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. * Rates may vary based on term. Maximum term for 6 and 7 Model Year Vehicles is 78 months. Edge card has 8.99%–17.99% fixed APR (Annual Percentage Rate) when you open your account based on your creditworthiness.Elite CC Application and Solicitation Disclosure Edge CC Application and Solicitation Disclosure | ||
| Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a loan of $100,000.00 at a rate of 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan to value ratio of 80%, 20% down. | ||
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