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loan rates
| Loan Rates | ||
| Effective Date: Wednesday, October 5th, 2022 | ||
| Name | APR as low as | Terms |
| Hybrid/Electric Vehicle 2016-2022 | 3.49% (up to 36 months) | Terms available up to 90 months * |
| Vehicle loan 2018-2022 | 3.74% (up to 36 months) | Terms available up to 90 months * |
| Vehicle loan 2016-2017 | 3.74% (up to 36 months) | Terms available up to 90 months * |
| Vehicle loan 2012-2015 | 5.29% (up to 48 months) | Terms available up to 66 months * |
| Rv/boat 2021-2022 | 4.95% (up to 60 months) | Terms available up to 180 months * |
| Rv/boat 2012-2020 | 4.95% (up to 60 months) | Terms available up to 180 months * |
| Signature loans | 6.99% | A convenient loan for any purpose |
| Visa Edge credit card | 8.99% | Great low rate! |
| Visa Elite credit card | 10.75% | Great low rate! |
| Checking Line-of-Credit | 6.99% | A perfect solution for small loans or spontaneous purchases! |
| Share Secured | 5.00% | Terms available up to 60 months |
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. * Rates may vary based on term. Edge card has 8.99%–17.99% fixed APR (Annual Percentage Rate) when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure | ||
| Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a loan of $100,000.00 at a rate of 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan to value ratio of 80%, 20% down. | ||
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