Visa credit cards
many ways to save
Are you looking for ways to save money? Then you’ve come to the right place. A Platinum credit card from Kellogg Community Credit Union (KCCU) offers many ways to save.
packed with benefits
Our Edge and Elite credit cards offer value and benefits packaged especially for our members
- Card Controls
- 24/7 Fraud monitoring
- Real-time card transaction alerts
- 28-day grace period for purchases
- Contactless cards
- Earn reward points for merchandise, travel, and even cash back*
- Open your card online from start to finish
- Mobile Wallet - Google Pay, Apple Pay, and Samsung Pay compatible
- Roadside Dispatch
- Auto Rental Collision Coverage
Edge Card
|
Elite Card | |
Annual Percentage Rate |
8.99-17.99% APR**
|
12.50-24.50% APR† |
Earn Rewards* |
Points redeemable for merchandise, travel, and gift cards
|
5% cash back on gas purchases
|
Annual Fee |
No Fee |
No Fee |
Balance Transfer |
No Fee |
No Fee |
Cash Advance |
No Fee |
No Fee |
Late Payment Fee |
Up to $25 |
Up to $25 |
Foreign Transaction Fee |
1.00% of each transaction in U.S. dollars |
1.00% of each transaction in U.S. dollars |
want more?
Qualifying members can enjoy rewards on both our Edge and Elite credit cards.
Edge card - Rewards
- Earn points with the uChoose program for every dollar you spend
- Redeem points for merchandise, travel, and gift cards
- You can register your card and view and redeem points on the uChoose website
- For questions on your uChoose account please call 855.476.1881
Elite card - cash back*
- Earn 5% cash back on gas - limited time only June 1 - July 31, 2023!
- Earn 1% cash back on all other purchases
- Cash back is paid monthly into the Elite credit card account
I need to…
- Report a lost or stolen card
- Request a replacement card
- Apply for a Visa
- Dispute a charge on my account
- Increase my limits on an existing Visa credit card
* This service is based on credit score. Certain restrictions, limitations, and exclusions may apply. 5% cash back on gas is a limited time offer, valid from June 1 – July 31, 2023. After July 31, 2023, the cash back rate reverts to the standard 1%. All other purchases will receive the standard 1% cash back rate.
** Edge card has 8.99–17.99% fixed APR (Annual Percentage Rate) when you open your account based on your creditworthiness.Edge CC Application and Solicitation Disclosure
***APR=Annual Percentage Rate. Balance Transfer Application and Solicitation
† Elite card has 12.50%-24.50% APR variable APR (Annual Percentage Rate) when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure