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Kellogg Community Credit Union
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rates

Loan Rates
Effective Date: Thursday, August 16th, 2018
NameAPR as low asTerms
Vehicle loan 2018-2019 3.240% (up to 36 months) Terms available up to 84 months *
Vehicle loan 2013-2017 3.240% (up to 36 months) Terms available up to 84 months *
Vehicle loan 2011-2012 3.240% (up to 36 months) Terms available up to 66 months *
Rv/boat 2017-2018 4.740% (up to 60 months) Terms available up to 180 months *
Rv/boat 2008-2016 4.740% (up to 60 months) Terms available up to 180 months *
Signature Loans 7.490% A convenient loan for any purpose
Visa platinum credit card 8.990% Great low rate!
Checking Line-of-Credit 12.490% A perfect solution for small loans or spontaneous purchases!
Share Secured 5.000% Terms available up to 60 months
5 year fixed home equity 4.500% Enjoy great low rates with flexible terms
Variable home equity loc 5.000% Enjoy a home equity line that is there when you need it
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. * Rates may vary based on term.
Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a loan of $100,000.00 at a rate of 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan to value ratio of 80%, 20% down.

Mortgage Rates
Effective Date: Thursday, August 16th, 2018
NameRateAPR
Fixed rate mortgage, 30 yr 4.750% 4.857%
Fixed rate mortgage, 20 yr 4.500% 4.645%
Fixed rate mortgage, 15 yr 4.375% 4.599%
Fixed rate mortgage, 10yr 4.250% 4.572%

Savings Rates
Effective Date: Thursday, August 16th, 2018
NameAPYMinimum DepositMinimum Balance
Regular Savings 0.150% $5.00 $5.00
Secondary Savings 0.150% $0.00 $5.00
Christmas Club 0.150% $0.00 $5.00
Money Market Plus 0.250% $0.00 $1,000.00
Money Market Plus 0.350% $0.00 $10,000.01
Money Market Plus 0.500% $0.00 $25,000.01
Money Market Plus 1.050% $0.00 $50,000.01
Money Market Plus 1.150% $0.00 $100,000.01
Money Market Plus 1.2000% $0.00 $200,000.01
Money Market Plus 1.250% $0.00 $250,000.01
Personal Checking 0.000% $0.00 $0.00
*Minimum balance must be met to earn dividend
APY=Annual Percentage Yield.

Business Money Market Rates
Effective Date: Thursday, August 16th, 2018
NameAPYMinimum BalanceMaximum Balance
Business Money Market 0.150% 1,000.00 25,000.00
Business Money Market 0.350% 25,000.01 50,000.00
Business Money Market 0.400% 50,000.01 100,000.00
Business Money Market 0.500% 100,000.01  
*Minimum balance must be met to earn dividend
APY=Annual Percentage Yield.

Certificate Specials*
Effective Date: Thursday, August 16th, 2018
Limited time only
NameAPYMinimum Deposit
11 Month Certificate 2.30% $500.00
22 Month Certificate 2.50% $500.00
33 Month Certificate 2.75% $500.00
*APY=Annual Percentage Yield. Offer available for new money only. At maturity funds will automatically roll over to a 12-month certificate at the then current rate. Limited time offer. Penalties may apply for early withdrawal.

Certificate Rates
Effective Date: Thursday, August 16th, 2018
NameAPYMinimum Deposit
6 Month Certificate 1.250% $500.00
6 Month Certificate 1.250% $50,000.00
1 Year Certificate 1.550% $500.00
1 Year Certificate 1.550% $50,000.00
2 Year Certificate 1.950% $500.00
2 Year Certificate 2.00% $50,000.00
3 Year Certificate 2.150% $500.00
3 Year Certificate 2.400% $50,000.00
4 Year Certificate 2.350% $500.00
4 Year Certificate 2.600% $50,000.00
5 Year Certificate 2.650% $500.00
5 Year Certificate 2.900% $50,000.00
APY=Annual Percentage Yield.

IRAs
Effective Date: Thursday, August 16th, 2018
DescriptionAPYMinimum Balance
6 Month IRA CD 1.000% 500.00
1 Year IRA CD 1.500% 500.00
2 Year IRA CD 1.850% 500.00
3 Year IRA CD 1.950% 500.00
4 Year IRA CD 2.100% 500.00
5 Year IRA CD 2.450% 500.00
APY=Annual Percentage Yield.