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Kellogg Community Credit Union
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rates

Loan Rates
Effective Date: Monday, April 24th, 2017
NameAPR as low asTerms
Vehicle loan 2016-2017 1.990% Terms available up to 84 months *
Vehicle loan 2012-2015 1.990% Terms available up to 72 months *
Vehicle loan 2010-2011 1.990% Terms available up to 66 months *
Rv/boat 2016-2017 2.990% Terms available up to 180 months *
Rv/boat 2007-2015 2.990% Terms available up to 180 months *
Signature Loans 7.490% A convenient loan for any purpose
Visa platinum credit card 8.990% Great low rate!
Checking Line-of-Credit 12.490% A perfect solution for small loans or spontaneous purchases!
Share Secured 5.000% Terms available up to 60 months
5 year fixed home equity 3.250% Enjoy great low rates with flexible terms
Variable home equity loc 5.000% Enjoy a home equity line that is there when you need it
APR = Annual Percentage Rate. * Rates may vary based on term. Rates are subject to change without notice. Subject to credit approval and other conditions.
Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a loan of $100,000.00 at a rate of 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan to value ratio of 80%, 20% down.

Mortgage Rates
Effective Date: Monday, April 24th, 2017
NameRateAPR
Fixed rate mortgage, 30 yr 4.125% 4.229%
Fixed rate mortgage, 20 yr 3.875% 4.018%
Fixed rate mortgage, 15 yr 3.375% 3.556%
Fixed rate mortgage, 10 yr 3.250% 3.512%
APR = Annual Percentage Rate. Subject to credit approval and other conditions. Rates are subject to change without notice.
Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a 10 year mortgage, for each $1,000 borrowed, 120 monthly payments of $9.90 (starting at $1,000).

Savings Rates
Effective Date: Monday, April 24th, 2017
NameAPYMinimum DepositMinimum Balance
Regular Savings 0.150% $5.00 $5.00
Secondary Savings 0.150% $0.00 $5.00
Christmas Club 0.150% $0.00 $5.00
Money Market Plus 0.200% $0.00 $1,000.00
Money Market Plus 0.300% $0.00 $10,000.01
Money Market Plus 0.350% $0.00 $25,000.01
Money Market Plus 0.400% $0.00 $50,000.01
Money Market Plus 0.500% $0.00 $100,000.01
Money Market Plus 0.500% $0.00 $200,000.01
Money Market Plus 0.500% $0.00 $250,000.01
Classic Checking 0.000% $0.00 $0.00
Money Market Checking 0.250% $0.00 $5,000.00
Money Market Checking 0.450% $0.00 $25,000.01
Money Market Checking 0.600% $0.00 $50,000.01
*Minimum balance must be met to earn dividend
**Annual Percentage Yield

Certificate Rates
Effective Date: Monday, April 24th, 2017
NameAPYMinimum Deposit
6 Month Certificate 0.350% $500.00
6 Month Certificate 0.450% $50,000.00
1 Year Certificate 0.500% $500.00
1 Year Certificate 0.600% $50,000.00
2 Year Certificate 0.700% $500.00
2 Year Certificate 0.850% $50,000.00
3 Year Certificate 1.000% $500.00
3 Year Certificate 1.260% $50,000.00
4 Year Certificate 1.310% $500.00
4 Year Certificate 1.560% $50,000.00
5 Year Certificate 2.020% $500.00
5 Year Certificate 2.020% $50,000.00

IRAs
Effective Date: Monday, April 24th, 2017
DescriptionAPYMinimum Balance
6 Month IRA CD 0.350% 500.00
1 Year IRA CD 0.5000% 500.00
2 Year IRA CD 0.700% 500.00
3 Year IRA CD 1.000% 500.00
4 Year IRA CD 1.310% 500.00
5 Year IRA CD 2.020% 500.00