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Kellogg Community Credit Union
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youth certificates

Youth Certificates are a great way to help kids grow their savings. 

what is a youth certificate?

Our Youth Certificates are high yield certificates, designed for kids age 0 to 17, to help them get a jump start on saving!

options available

We offer three certificates based on age.

  • Child Certificate ages 0-5
  • Youth Certificate ages 6-12
  • Teen Certificate ages 13-17

youth certificate benefits

Enjoy the benefits of a great rate and low minimum deposits.

  • Annual Percentage Yield: 4.00%*
  • Funds can be added any time throughout the life of the certificate
  • Minimum deposit: $100
  • Maximum deposit: $5000
  • Dividends paid quarterly, back into the certificate
  • Certificate matures on the child’s 6th, 13th, or 18th birthday, so term will vary

* Tier 1: A dividend rate of 3.94% will be paid on the portion of your average daily balance that is less than or equal to $5000.00. The annual percentage yield for this tier is 4.00%. Tier 2: A dividend rate of 0.00% will be paid on the portion of your average daily balance that is greater than $5000.00. The annual percentage yield for this tier will range from 1.33% to 4.00%, depending on the balance in the account.