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Kellogg Community Credit Union
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modify my payment 

Take control of your payments

Modify My Payment allows you to quickly and easily change your loan payment and terms from within ItsMe247 Online banking.

Extend or shorten your loan terms to:

  • Pay your loan off faster to save money on interest
  • Lower your payment to put more money back in your pocket every month

Loans you can modify

  • New vehicle / motorcycle 
  • Used vehicle / motorcycle 
  • New or used RVs 
  • Signature loan 

Get started

Log into  ItsMe247 Online Banking and select Modify My Payment from the Member Services menu or when clicking on an existing loan. 


To qualify loan must be current and all accounts in good standing. KCCU Membership must be opened for at least 180 days. Loan must be open for at least 30 days and first payment has been made. Offer is subject to approval; your credit score and payment history will be considered. Request may take up to 3 business days to review. Modify my Payment fee is $20 per request and will be charged when request is submitted. Members are unable to change payment due date and/or interest rate with Modify my Payment, if you need assistance with these items please contact a Member Services Representative.