This site requires Javascript to function properly.

Expand All | Minimize All
Kellogg Community Credit Union
+ A A A -

credit life & disability insurance

what is credit life and disability insurance?

At some point in life, we all typically find the need to borrow money. But what happens to those loan payments in the event of death or a disability that leaves you unable to work? How would you or your loved ones meet your financial obligations and maintain your good credit? By purchasing Credit Life and Disability Insurance you can protect yourself and your loved ones should a tragic event occur.

Credit Life and Disability Insurance is a voluntary payment protection product that will pay off or reduce your loan balance in the event of terminal illness, or accidental dismemberment, or death.

what you need to know

  • Coverage is available on credit cards, consumer loans and home equity loans
  • Maximum issue age is 71
  • 30 day trial period – cancel within 30 days for a full refund

how to report a claim

  • To file electronically, visit
  • For claims support or to check status of a claim, call 800-621-6323

Contact Us

For more information on Credit Life and Disability Insurance simply stop in at any of our branches or call a Member Service Representative at 269.968.9251