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Kellogg Community Credit Union
Auto Loans
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auto loan

new & used vehicle loans

Now is the time to buy that vehicle you have been dreaming of! You can get better performance out of your budget and more miles out of your money when you finance a new or used vehicle at KCCU or refinance an existing vehicle loan from another financial institution


  • Great low rates whether you buy a new or used vehicle
  • No money down options
  • Extended terms for lower payments
  • Open your loan online from start to finish with eSign
  • 90 Day No Pay** option available
  • Quick and easy pre-approvals
  • Reduced GAP Insurance rates

green auto loan 

  • Get an extra .25% rate reduction when opening a new auto loan / refinancing an electric or hybrid vehicle.

how to get an auto loan:

Apply Now

Or, simply stop in at any of our branches or call a Member Service Representative at 269.968.9251.  You can even apply for a KCCU vehicle loan at select area dealers through our Indirect Lending Program, see our partner dealers page.


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"KCCU gave me a chance many years ago when other doors were closed. They service and caring way of everyone I have interacted [with] throughout the 20+ years of being a member is the main reason why KCCU is my primary credit union and why I highly recommend [them] to my friends. 

– Happy Member



**To qualify member must have a credit score of 640 or higher, be current on all loans, the minimum loan value must be $10,000 or greater, and the loan must be closed at KCCU. Offer does not apply to refinancing of existing KCCU loans. Other restrictions apply.