new & used vehicle loans
Now is the time to buy that vehicle you have been dreaming of! You can get better performance out of your budget and more miles out of your money when you finance a new or used vehicle at KCCU or refinance an existing vehicle loan from another financial institution
- Same low rate whether you buy a new or used vehicle
- No money down options
- Extended terms up to 84 months on new autos and 72 months on used autos
- 90 Day No Pay** option available
- Quick and easy pre-approvals
- Reduced GAP Insurance rates
Win a Payment Sweepstakes
If you finance a vehicle or home with KCCU between January 1-March 31, 2019, you could be a winner! KCCU will be making three vehicle payments up to $1,000 each, and a mortgage payment up to $3,000, for the first three months of 2019. The sooner you open your loan, the better your chances of winning! Win a Payment Sweepstakes Official Rules
how to get an auto loan:
Or, simply stop in at any of our branches or call a Member Service Representative at 269.968.9251. You can even apply for a KCCU vehicle loan at select area dealers through our Indirect Lending Program, see our partner dealers page.
**To qualify member must have a credit score of 640 or higher, be current on all loans, the minimum loan value must be $10,000 or greater, and the loan must be closed at KCCU. Offer does not apply to refinancing of existing KCCU loans. Other restrictions apply.