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Kellogg Community Credit Union
OMG My Car is Free Raffle
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OMG! My Car is Free? Raffle

Win up to $20,000* to pay off your loan.

KCCU is going to pay off one lucky winner’s vehicle! If you finance a new or used car, truck, or motorcycle with us, you will automatically be entered into the Raffle. With rates at low as 3.25% APR**everyone is winner!

KCCU auto loan benefits:

  • Same low rate whether you buy a new or used vehicle
  • No money down options
  • Extended terms up to 84 months on new autos and 72 months on used autos
  • Open your loan online from start to finish with eSign
  • 90 Day No Pay** option available
  • Quick and easy pre-approvals
  • Reduced GAP Insurance rates

Apply Now


OMG! My Car is Free Sweepstakes Winners 2018

Mother-daughter duo, Tina and Joy,  won our OMG! My Car (Truck or Bike) is Free? Sweepstakes in 2018. Here is a short video of KCCU staff surprising our lucky winners with the good news!


OMG! MY CAR IS FREE? Sweepstakes Winner 2016

2016 marked KCCU’s 75th Anniversary, so we decided to do something BIG to celebrate. During the sweepstakes period, anyone who financed a new or used vehicle for $7,500 or more, was automatically entered into the drawing for a chance to have their vehicle paid off, up to $20,000! Below is a video of KCCU staff surprising the lucky winner!


*Odds of winning depend on number of eligible entries received. All new and refinanced vehicle loans of $7,500 or more will be automatically entered to win. Refinancing of existing KCCU vehicle loans do not qualify. KCCU will pay off raffle winner’s KCCU Vehicle loan up to $20,000. OMG! (Oh My Gosh!) Raffle runs from June 1 – August 31, 2019. For full details and raffle rules, see Official OMG! Raffle Rules A 1099 may be issued for tax purposes. **APR=Annual Percentage Rate. Rate subject to change. Rate shown may not apply to every borrower; other rates and terms available. Offer is available for a limited time.